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← Payment Systems: Magstripe, Tokenization, NFC and EMV
Level 2 · Practitioner60 min

Instant payments and QR

Pix, UPI, FedNow, SEPA Instant and EMVCo QR — static versus dynamic codes, and the fraud that followed the money out of the card rails.

Enrolment required

Module 1 of this course is free to read. The rest needs an enrolment — and so does nothing else on this site: the workbench, the APDU decoder and the whole capture corpus stay open to everyone, signed in or not.

Sign inAbout enrolmentThe workbench and decoder are free

What this module covers

  1. 01What changes when the card disappears
  2. 02EMVCo QR: static and dynamic
  3. 03The aliases are the directory, and the directory leaks
  4. 04Where the losses actually are
  5. 05What to carry forward