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Payment Systems: Magstripe, Tokenization, NFC and EMV
Level 3 · Operator90 min

Offline terminals and the portable reader

Anyone can buy a certified EMV reader now, and some of them take a payment with no network. A protocol-level walkthrough of four 2025 attacks — a loyalty protocol standing in for identity, a status word misread for years, and a signature over the copy nobody compares.

Enrolment required

Module 1 of this course is free to read. The rest needs an enrolment — and so does nothing else on this site: the workbench, the APDU decoder and the whole capture corpus stay open to everyone, signed in or not.

Sign inAbout enrolmentThe workbench and decoder are free

What this module covers

  1. 01The thesis, before the attacks
  2. 02The bench, item by item
  3. 03A man-in-the-middle with two phases
  4. 04Attack 1 — how do you ask a card whether it is a phone?
  5. 05A detour: the same card behaves differently in two countries
  6. 06Attack 2 — the error that was not a refusal
  7. 07Attack 3 — a signature over the copy nobody reads
  8. 08Attack 4 — Mastercard, and nothing to flip
  9. 09Fixing it, and proving the fix
  10. 10What to take to an assessment