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← Payment Systems: Magstripe, Tokenization, NFC and EMV

Module 5 of 22 · Practitioner · 120 min

EMV technology

Contact transactions and the advanced APDU mechanisms behind them: the certificate chain a card carries, offline data authentication, and the cryptogram only the issuer can check.

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What this module covers

  1. 01Where the rules actually live
  2. 02The shape of a contact transaction
  3. 03Card authentication: SDA, DDA, CDA
  4. 04The chain, and how to read it off a capture
  5. 05One card, every modulus
  6. 06Where 36 and 42 come from
  7. 07What a certificate says when you open it
  8. 08The list that says what SDA covers
  9. 09The dynamic signature
  10. 10What none of it proves
  11. 11Why it gets skipped
  12. 12Cardholder verification
  13. 13The cryptogram, and what it is for
  14. 14Where the seams are